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Kenya copied MiCA's homework. Then it made the fees Kenyan.
Europe wrote the stablecoin rules. The Bahamas lent a few paragraphs. Kenya added KSh150 million at the door.
Jul 28
•
Derrick Ochago
6
1
2
Open USD got its weighbridge. Visa owns it.
The machine that makes stablecoin yield legal now exists, inside the consortium's biggest member, and the public still can't read the scale.
Jul 18
•
Derrick Ochago
1
3
Is Flutterwave the "POLYGAMIST" of stablecoins?
The stablecoin war in Africa is not about who has the biggest dollar. It is about who controls the rail.
Jul 9
•
Derrick Ochago
3
1
Open USD needs a weighbridge, not fewer partners
Samsung's denial was a symptom: nothing measures what a member is, and the fix is the machine that pays them.
Jul 5
•
Derrick Ochago
1
Everyone says L2s are dead. Robinhood just launched one!
Three chains carry 99.7% of L2 traffic and the rest are corpses. Robinhood shipped one anyway, and the playbook it's running is the one I watched win…
Jul 2
•
Derrick Ochago
1
1
140 companies launched a neutral dollar (OUSD). One of them runs it
Open USD lands the same week MiCA reshapes Europe's dollar market. The model is clever. Whether the members holding the real distribution ever use it is…
Jul 1
•
Derrick Ochago
2
2
2
June 2026
SpaceX paid $60 billion for a coding app. The model inside came from China.
SpaceX paid $60 billion for the app, not the model inside it.
Jun 17
•
Derrick Ochago
2
1
1
Ripple spent a decade building its own rail. In African payments, it just bought the busiest one.
Ripple bought distribution instead of building it, and it's been buying in Africa for a year. The hard part starts the day after the press release.
Jun 17
•
Derrick Ochago
2
2
Live commerce already runs Africa every night. Nobody owns the checkout.
A market nobody has measured, and TikTok Shop has not arrived to claim it.
Jun 15
•
Derrick Ochago
5
2
2
South Africa has the money. Nigeria has the people.
The rand float is three times bigger. The naira float is growing ten times faster.
Jun 12
•
Derrick Ochago
5
2
Ripple built the XRP Ledger for payments. Its own dollar moved to Ethereum.
Ripple spent a decade building the XRP Ledger as the home for its assets. Today most of Ripple's own stablecoin sits on Ethereum, the chain it competes…
Jun 3
•
Derrick Ochago
2
1
May 2026
Nathan Allman built the brokerage the rest of the world didn't have. He was 32.
An obituary, a chart, and a brokerage explicitly built for the rest of the world.
May 26
•
Derrick Ochago
4
1
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